Earn a bigger cash bonus on everyday spending with these Capital One credit cards

If rising travel costs keep you close to home this summer, a cash-back credit card is a great way to find everyday savings.

And for a limited time, you can get even more with a higher welcome bonus on Capital One’s new cash back card:

These welcome offers can help adjust your summer budget or give you a head start on saving for the back-to-school season.

Capital One Savor Cash Rewards credit card

Capital One Savor is one of our favorite cash back credit cards, thanks to its great daily rewards with no annual fee. In addition to those bonus rewards, you can use the 0% introductory APR to pay off existing debt with balance transfers or late interest charges on new purchases.

This is also a strong travel card. Not only will you earn rewards on qualifying travel bookings with Capital One Travel, but you won’t pay international transaction fees for international purchases. Plus, you can still earn rewards on food and entertainment while you’re on the go, just like you would at home.

Read our full review of the Capital One Savor card

Capital One Savor Student Cash Rewards Credit Card

Like the regular Savor card, the Capital One Savor Student card is a great way to earn cash rewards on your regular spending. You’ll earn the same 3% cash back on everyday purchases like dining out, streaming services, and groceries — and don’t even pay foreign exchange fees on your purchases abroad.

But while you’ll need good credit to qualify for a Savor card, this version is more accessible to students who don’t already have a solid credit history. You can use your Savor Student card to make purchases and build your school credit, and keep it after graduation to continue earning cash back rewards.

Read our full review of Capital One Savor for students

Capital One Quicksilver Student Cash Credit Card

Capital One Quicksilver Student is another option for college students. This card makes it even easier to earn cash back on your spending with a standard 1.5% cashback on every purchase, regardless of what you buy. That means you’ll get the same 1.5% on everything from eating out at restaurants and buying school supplies at the campus bookstore to filling up at the gas station.

As a Savor student, this card can help you build your credit history while in school, as you don’t need a strong credit history to qualify. Once you’re successful, you can continue using Quicksilver to earn 1.5% back on all your purchases.

Read our full review of the Capital One Quicksilver for Students

Should you open a new Capital One student card?

We already rank the regular Capital One Savor among our top cash back cards, but the Savor Student and Quicksilver Student also have a lot to offer students. And they’re only worth so much with the current high welcome offer.

Incoming students can benefit from opening a student credit card early, too. According to Capital One, you can get a Savor Student or Quicksilver Student if you’ve been accepted and plan to enroll at an accredited university, community college, or other institution of higher education within the next three months. So if you start in the fall, you can still qualify in the summer.

Read more: How old do you have to be to open a credit card?

When deciding between the Savor or Quicksilver cards, take a look at your regular spending habits. If you buy more than Savor’s 3% bonus categories, you can get more value with Quicksilver’s 1.5% cash back. If not, Savor can help you save more on your regular purchases.

However, make sure you are ready to take on the responsibility of using a credit card before applying. Student cards are a great way to build credit, but you’ll need to pay your debt on time and in full every month to maintain a good credit score and avoid high-interest loans. Even student cards with very high APRs can be compounded quickly if you overspend.

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