-
ChatGPT predicts that XRP will trade between $1.25 and $1.45 in the short term if the $1.50 level does not hold. But the AI model predicts $2.00-$3.50 by the end of the year if the CLARITY Act passes and ETF inflows reach $2-3 billion.
-
Claude is very cautious in the short term, predicting that XRP will trade between $1.25 and $1.52 and flagging the change of Hormuz as a risk that could affect the crypto market. Claude’s most likely year-end forecast is $1.60-$2.40, giving it a 45% chance of happening.
-
An analyst who called NVIDIA in 2010 recently named his top 10 AI stocks. Get them here for FREE.
XRP (CRYPTO: XRP) just had its best week in a long time. Rakuten listed XRP as a payment method for 44 million users in Japan, Ripple partnered with Kyobo Life in South Korea, and Bitcoin’s increase to $78,000 at the reopening of Hormuz lifted the entire crypto market. XRP rode the momentum and made a push above $1.50 for the first time since mid-March, but was unable to hold, and is now back to $1.45.
The $1.45 price level is where most of the selling pressure above XRP is concentrated, and it has rejected the price several times this year. We asked ChatGPT and Claude when XRP started at $1.45. This is where AI models predict XRP will end the year.
READ: The analyst who called NVIDIA in 2010 recently named his top 10 AI stocks
ChatGPT sees the $1.45-$1.50 price mark as the most important levels for XRP at the moment. In the short term, if traders converge around $1.45 and keep pushing the price down and no new catalysts emerge, ChatGPT predicts that XRP could trade between $1.25 and $1.45.
However, if XRP manages to break and hold above $1.50, ChatGPT sees a quick move to $1.75 as there is little selling pressure above that level. And if everything comes together at once—ETFs move higher, BTC heads toward $85,000, and the CLARITY Act moves forward—ChatGPT thinks XRP could reach $1.80-$2.20 in Q2.
Predicting ChatGPT’s year-end XRP price comes down to one thing: the Law of CLARITY. Without it, ChatGPT expects XRP to trade between $1.00 and $1.80, underperforming both Bitcoin and Solana. But if the bill passes and ETF inflows reach $2-3 billion, ChatGPT predicts that the price of XRP could reach $2.00-$3.50, which would bring XRP back to where it traded last year.
In the most extreme case—if the rule passes near a full bull run with BTC hitting $100,000—ChatGPT sees XRP reaching $4.00-$6.00. In short, ChatGPT says below $1.50 XRP is still stuck. ChatGPT’s overall view is that XRP needs to get above $1.50 and hold it before the price really moves. Despite the CLARITY Rule, ChatGPT does not see XRP breaking much above $1.80 even with a break of $1.50.
Claude is more cautious than ChatGPT about the short-term outlook for XRP. ChatGPT says XRP hitting $1.45-$1.50 is a decision point that could go either way; Claude is calling for a $1.45 level ceiling rather than a replacement.
With the situation in Hormuz already receding—Iran’s military said on April 18 that the tide had returned to its previous state—Claude thinks the Bitcoin storm that helped XRP reach $1.50 is already fading. Additionally, no rate cuts are expected at the FOMC on April 28-29 and the CLARITY Act is still in committee. All that together, Claude’s interim forecast for XRP is $1.25-$1.52. The AI model highlights that if XRP is unable to break and hold $1.50 in the next two weeks, it may retreat to $1.25-$1.30.
Claude’s year-end prediction for XRP is also heavily dependent on the CLARITY Act. The scenario that Claude sees as the most likely, giving it a 45% chance, is that XRP pushes past $1.45 by mid-year, the CLARITY rule passes, and Bitcoin holds between $75,000 and $90,000. Under those conditions, Claude predicts that XRP ends the year between $1.60 and $2.40.
On the other hand, Claude gives a 30% chance that the CLARITY Act will be delayed until 2027, Bitcoin drops below $65,000, and XRP drops back to $1.30 or below. Claude gives this scenario only a 25% chance—the CLARITY law becomes law, Bitcoin breaks $100,000, and the war ends. If all that happens, Claude sees XRP reaching $3.00-$4.50, but none of those motivations are confirmed yet.
ChatGPT and Claude both agree that $1.45 is an important level right now, and that the Law of CLARITY will determine when XRP ends the year. We think so too, and the pullback from $1.50 showed that sellers are still active at $1.45, and until XRP can close above $1.50 and hold for more than a day or two, that level will still hold any rally.
We are somewhere between the two models. In the next few weeks, we think XRP will trade between $1.30 and $1.55. Above $1.50, the 100-day moving average around $1.55 is the next level XRP needs to clear—and if it does, XRP could push to $1.70-$1.80. But if Bitcoin recovers its gains, as Iran has already said that the crisis is back under tight control that is very likely, XRP will probably pull back to $1.30-$1.35 where it was before this week’s meeting.
Looking to the full year of 2026, we think XRP finishes between $1.00 and $1.50 without the CLARITY Rule, and $2.50 or more with it. Rakuten and Kyobo are the real winners of the acquisition, but the acquisition alone was not enough to move the price of XRP out of control behind it.
So, if Tim Scott puts a marker date on the calendar before May, the outlook for XRP changes completely—ours and both AI models all point to $2.00 or more by the end of the year. Without it, XRP will likely remain in the $1.00-$1.50 range it has been stuck in since the war began.
Wall Street is pouring billions into AI, but many investors are buying the wrong stocks. The analyst who first identified NVIDIA as a buy in 2010 — before it rallied 28,000% — recently identified 10 new AI companies that he believes could deliver big gains from here. One dominates the $100 billion commodity market. Another solution is one big bottleneck holding back AI data centers. The third is pure play in the optical network market set to be four. Most investors have never heard of this term. Get a free list of all 10 stocks here.
